Credit Challenged Financing

Credit Challenges Should Not Impact Your Car Search

Credit challenges are more common than many people think, and they can be caused by a variety of factors. For instance, divorce, bankruptcy, foreclosure, loan default and high credit card balances can all contribute to lowered credit score. Additionally, people who have never used credit or have only recently established credit tend to have a lower rating, regardless of their income, debt level or financial history.

If you’re experiencing credit challenges, know that you’re not alone. Millions of people in the United States are facing similar issues. At Toyota Knoxville, we have experience in helping customers overcome these issues, and we’ve worked with customers with all types of credit. Your credit score doesn’t mean you’re out of luck or will get stuck with unattractive loan offers. With our decades of experience, we know where to look and how to help.

Find Financing Today at Toyota Knoxville

At Toyota Knoxville, you can count on a personalized and informative financing process. Everyone’s budget, down payment and needs are different, and your loan offers should reflect that. Our goal is to tailor the financing process to you. That means we’ll take your financial information, and work with our lending partners to help you uncover the most attractive auto loan offers available to you.

In our more than 50 years of serving Knoxville residents, we’ve built strong relationships with trusted lending partners, including third-party lending institutions and manufacturer-backed options. That means we know where to look, ideas for overcoming credit challenges, and strategies that will put you in a better position to get approved. Our financial specialists are experts, and our goal is to share that expertise with you.

Let us help you explore your options. You can start the financing process today by filling out our easy, four-step loan approval application. Using that information our loan experts can locate offers that are best for you. Plus, we understand that the auto lending process can be complicated. You likely have questions, and we’re here to provide you with the answers. When you visit our West Knoxville location, our team can help walk you through the application, answer any of your finance-related questions, and explain in detail the offers that are available to you.

We Get You Approved

Securing an auto loan is a complicated process, and credit challenges can make it even more difficult. Get an expert in your corner at Toyota Knoxville. Our goal is to help every customer, regardless of their credit history, secure loans with the best available interest rates and the most attractive terms.

Fortunately, the auto financing industry is more accessible today than it has been in years. Lenders are willing to work with customers more today than ever, and that's good news for our customers. Financing is available to you, so don't let having bad credit, fair credit or no credit be a road block.